Are you someone who is not satisfied with his money-saving goals? Do you still feel that you could have saved a little bit more if there were not so many expenses to deal with? If the answer to both the aforementioned questions is ‘Yes’, you need to evaluate whether or not you’re spending your hard-earned dollars in things that you can do without. Most of us are confused about the striking differences between ‘needs’ and ‘wants’ and this is why we tend to spend money on things which we shouldn’t.

So, do you think you are into making such unnecessary expenses which you can curb down if you want? If yes, then which are they? How about sitting and making a list of all the small and big expenses that you make in a month? We will tell you about few such expenses that you can eliminate if you have them in your list.

1. Impulsive purchases: From department stores to grocery stores, retailers are always ready to trick you into buying things which you don’t need. Don’t get tempted with hose products like candy bars, cold sodas at the checkout aisle. Stop buying on impulse.
2. Unnecessary subscriptions: How many trials have you signed up for and then later on forgotten about them? How many monthly, weekly magazines have you subscribed to and then forgotten to read then? Take note of all these unused subscriptions and cancel them now.
3. Eating out often: When you eat out often, this can add up to your expenses. Though there are several options of apps which can deliver food at your doorstep but the more food you make at home, the better it is for your budget and health.
4. Buying bottles of water: When you’re gradually inculcating the habit of making your lunch at home, don’t forget to carry water bottles when you go out so that you don’t spend too many dollars on bottled water.
5. Occasional visits to the bar: Let’s face it! When you buy yourself one drink, you will definitely feel like buying one more and probably two more. This later on leads to ordering food along with the drink. So, if you go out, skip visiting the bar.
6. Cable costs: Nowadays, cable costs around $100 or even more than that in a month. The sum of money that you pay for the cable is not used up to the mark. So, cut off your cable connection.
7. Trying to match your friend’s standard: Don’t try to keep up with either your friend’s or your neighbor’s standard as this habit can gradually get expensive enough.
8. Paying penalties: Do you forget your due dates and end up paying a huge amount on late fees and penalties? If answered yes, automate your accounts immediately.
9. Going for brands: No, stop buying brands and opt for generic ones. In case of toiletries, groceries, pet supplies, you can save money over time by getting generic items.
10. Using credit cards: The last point is needless to mention as they are the root cause of all financial problems. You should use cash instead of credit cards so that you don’t have to pay the interest rates.

Therefore, if you’ve prepared this list, start making adjustments to your expenses. Eliminate these little nothings and be capable of saving enough money.