Marriage marks the inception of a rewarding and long nuptial life together. Somewhere between diamond rings, romance and honeymoon, gone are those moments of big financial conversations. You might feel that talking of money may seem to be a dampener but unless you have a clear understanding of the financial goals of each other, it is tough to know the key factors that are necessary for staying together. As long as money talks are concerned, the sooner you start, the better it is for you.

If one among you is saving the salary to quit your job and travel around the world, the other one might be eager to climb up the ladder of success. If you want to spend a financially sound marriage, here are few financial moves to take.

• Go through a monetary wellness test

Before you even share your story with your better half, you should know where exactly you stand. Take a financial wellness assessment where you should know about your present financial status. Make sure you’re done with a net worth statement and review the expenses. Devise a spending plan so that you can tell where you want your money to go. There are few other vital monetary measurements like debt-to-income ratio, savings ratio and emergency savings. The simplest question that you can ask yourself is whether you have a written financial plan.

• Devising a debt reduction plan is a must

You don’t have to eliminate the student loan debt or credit card debt that you owe in order to walk the aisle with great confidence but this is necessary to have a sound financial life in the near future. Debts are dangerous for any romantic relationship and after you get married, if you’re continuously getting calls from creditors and lenders, this depicts a very bad image about you to your spouse. The vows that you took to each other would also be forgotten once debt attacks your relation. This is why it is necessary for a partner or the couple to create a plan for debt reduction.

• Keep little bit of time for show and tell

You are not along if you think that getting exposed financially in front of your would-be life partner is less ideal for you. As per a survey from National Foundation for Credit Counseling, around 75% adults had negative feelings and thoughts about discussing their finances with their would-be fiance. You need to share enough trust and honesty in order to share financial information before marriage. Nevertheless, if you take a financial wellness assessment and you take a close look at both of your credit reports and then take future financial decisions.

Therefore, if you’re someone who is all set to tie the knot with your long-time partner, make sure you also tread the best financial path. Don’t keep any financial secret and try to get on the pink of your financial health together.