There are times when you are so much in love that you tend to ignore the significant issues. Although it seems quite normal if your partner spends extravagantly for you, but after sometime it becomes a hurdle in a smooth relationship. Strategically maintained expenses will lead to an understanding and trustworthiness within the relationship. Financial planning for couples is most important for the relation to move smoothly. Here are some signs that give you hint that your partner is not good with money.

Fall into an abyss of debts

This is the first sign you can get about the carelessness of your partner regarding money issues. This happens when your partner spends too much money without thinking about the extra load it would incur. Spending money when you go out for eating, shopping, trips and parties; should be maintained in a proper way. Ensure yourself that your partner is not borrowing money from people in order to impress you. If he is able to pay off the bills and monthly payments, then too you should be aware of the debts he is hoarding.

Don’t know about their income

There are times when you ask your partner about the money they make in a month, but they are unable to answer you exactly. This can be a problematic habit in a long-term relationship where you need stability. You should understand that your partner is too careless to know how much they earn. Money and relationships should go hand-in-hand, where a balance should be maintained. You should be communicative in your relationship, so that your partner does not feel dicey about sharing their financial concerns.

Always takes out credit card

Have you also noticed multiple times that your partner always make the payment by credit cards? This is a clear sign of the need for financial planning for couples. If you are compatible enough and have a mutual understanding, you should confront them. Using credit cards once in a blue moon is not a big concern but if used frequently it creates dire situation. The interest rate increases with every payment due and thus leading to innumerable debts. You should confront your partner and ask them about their financial management. A compatible relation is thus formed where you can manage everything together.

Never abide with savings and financial planning for couples

If in case your partner makes monthly payments on time and pays off all their debts but not thinking about the future, it again is an issue which needs to be tackled. Taking care of the present moment but not saving your income for future will lead to insufficiency of money. You and your partner should take out some percentage of your income and save it for future endeavors. If your partner would not have money at the end of every month, they will never be able to save it for retirement purpose as well.

Dependence on parents

Everyone encounters worse times when they need some financial support. If your partner asks for their parent’s help once in a while, it should not be a big issue. If your partner is a lot dependent on their parents and cannot afford to pay by themselves, then it is an issue of concern. You should make a decision about money and relationships wisely. Since your partner desires for extravagant life but cannot afford within the earned income, they will depend on their parents for that superfluous life.

You should be communicative in your relationship and should speak out your concerns regarding the financial matters. In this way you will be able to make sure about your choice of life partner.